First Party Claim
This is the claim against your own insurance company for medical expenses. You are also entitled to lost wages and a daily allowance for help around the house (washing dishes, mowing the lawn, doing laundry.)
Third Party Claim
This is the claim against the other driver (and his or her insurance company) for your pain and suffering and long-term lost wages, if any.
Call Attorney Nye for a free consultation. He limits his injury cases to just a few clients per year. If he takes your case, then you can be sure your case is getting the hard work and attention it needs to be successful.